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Please read our blog about a wide variety of insurance and financial planning topics. Please feel free to ask us any questions.

Understanding Collector Car Insurance

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

What Is Graded Death Benefit Life Insurance?

A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can still get coverage through a graded benefit life insurance plan. How Does... Read Article

Home Siding: Pros & Cons Of 5 Popular Types

Switching up your home’s exterior siding is a bold statement… and a big decision. When starting your research, a few factors to consider are curb appeal, maintenance, weather conditions, durability, and – of course – your budget. Here’s the good news: According to Remodeling Magazine, homeowners recoup 76% of the cost of new siding when they go to sell their home. Here’s what to know... Read Article

How Long Does Business Interruption Insurance Coverage Last?

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in... Read Article

Am I Covered When I Lend My Car To Friends Or Family?

If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. But did you know that in the event of an... Read Article

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